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ssdi qualification

SSDI Qualification

When applying for Social Security Disability Insurance, there are many requirements that are needed to be met along with certain disabilities that will allow you to be eligible for this monthly compensation program. The Social Security Administration also requires that your disability restricts you from being able to work and earn a substantial income, the injury is also severe and lasts for 12 months. Along with this, as long as your disability is on the listing of impairments that qualify you, then you can be eligible for such benefits.

The purpose of Social Security disability benefits is to assist those that are unable to work due to a disability. The most common reason why claimants lose these benefits is that they’ve gone back to work. In order for someone to be eligible for these benefits, the claimant must not be involved in “substantial gainful activity,” referred to as SGA.

This typically means that claimants are making at least $1,220, in 2019, though the number of hours they work and job duties may also impact their continued eligibility if they are pursuing self-employment. If the claimant returns to work after receiving benefits, they may be allowed to keep receiving benefits for a period of time known as the “Trial Work Period.” This allows claimants to continue receiving benefits for up to nine months while they get reacclimated to the workplace.

Retirement Age

Another common reason why claimants may no longer receive Social Security disability benefits is that they’ve reached the age of full retirement, which is currently 66 years. Those receiving SSDI are not allowed to receive both Social Security disability benefits and Social Security retirement benefits simultaneously. When claimants reach that age, they will simply switch programs. In all likelihood, this will not affect their income much, allowing them to continue living the way in which they were previously.

Incarceration

If claimants have been convicted of a crime of which the punishment is incarceration in a prison or other penal institution, they will not receive Social Security disability benefits for the period of their incarceration. The suspension of their benefits will begin 30 days after their sentence begins unless they participate in a rehabilitation program.

The month following their release they’ll see the reinstatement of their benefits. If they’re convicted of a misdemeanor, they may be allowed to keep their benefits so long as their jail sentence is less than one month. Any more than one month and their benefits will be withheld until they are released. 

Dependent Benefits

While the previously mentioned factors will affect those benefiting from their own work history, there are other factors that may affect those receiving benefits based on someone else’s record of earnings. The three most common situations that may affect these types of benefits are marriage, age, and living arrangements. When someone is receiving benefits based on their parents’ earnings record, they will usually lose those benefits at the age of 18 or when they get married. These stipulations will only affect you if you are receiving benefits based on someone else’s work record rather than your own.

Disabilities that can qualify you for SSDI:

  • asthmatic illness 
  • sleep apnea 
  • emphysema 
  • chronic liver disease
  • hepatitis
  • inflammatory bowel disease
  • gastrointestinal hemorrhaging
  • liver transplantation
  • ichthyosis 
  • hidradenitis suppurativa 
  • kidney disease 
  •  transplantation 
  •  coronary artery disease 
  • Chronic heart disease
  • valvular defects  
  • arrhythmias 
  • Grand mal seizures
  • petit mal seizures 
  • TBI, CVA and ALS
  • down syndrome
  • polycythemia 
  • granulocytopenia 
  • anemia 
  • inflammatory arthritis 
  • scleroderma
  • HIV 
  • sjogren’s syndrome 
  • lupus 
  • speech pathology
  • hearing deficits 
  • loss of visual acuity and efficiency
  • contraction of visual fields 
  • soft tissue injuries 
  • degenerative disc disease 
  • stenosis 
  • osteoarthritis 
  • scoliosis and fractures
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