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Social Security card on top of money, with the text "Can I Receive Unemployment and SSDI at the Same Time?

Can I Receive Unemployment and SSDI Simultaneously?

The answer to this question varies from state to state, but in most places in the US there are no laws preventing you from collecting both SSDI and unemployment. However, it can be very difficult to receive both benefits simultaneously. 

SSDI and Unemployment Benefits

In theory, you are able to receive Social Security disability insurance (SSDI) and unemployment benefits simultaneously in almost every state. However, actually qualifying for and receiving both benefits can be difficult. The reason for this difficulty is the contradicting purposes of the benefits themselves. 

The Qualification Requirements 

To qualify for SSDI benefits, you must prove that you are unable to work due to a disability. In addition to this, your disability must keep you from working for at least 12 months. 

See: The full SSDI qualification requirements

To qualify for unemployment benefits, you must prove that you are actively looking for employment. If you show that you are ready and willing to work, the Social Security Administration (SSA) could determine that this means you are not disabled. 

While the qualification requirements for disability and unemployment benefits contradict one another, there are some instances when you would be able to receive both. It is recommended that you speak with an attorney prior to applying for either benefit. They will be able to provide you with guidance and assess what your best options are. 

Circumstances that may Interfere With Receiving SSDI and Unemployment Benefits 

If you are a resident of Minnesota and plan to apply for both SSDI and unemployment, you should expect a decrease in your unemployment benefits.

A state law requires that if a resident receives both benefits simultaneously, their unemployment benefit is offset by up to 50%. Minnesota is the only state in the U.S. that has this requirement. 

Understanding Your Options

If you currently receive unemployment benefits and would like to apply for SSDI, or vice versa, you should speak with an attorney that specializes in disability benefits. 

Victory Disability is a nationwide law firm. We specialize in helping disabled individuals get the benefits that they have earned and deserve. To see if we can assist you, take our free evaluation by clicking here