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SSDI Changes & Payment Schedule for 2024

SSDI Changes & Payment Schedule For 2024

With the new year, there are some new rules with Social Security disability insurance (SSDI). Here are changes you should be aware of and dates to keep an eye out for:

SSDI Income Limits (SGA):

The Social Security Administration (SSA) has an income cap in place to determine who is eligible for SSDI. They call this cap “substantial gainful activity” (SGA). A person who can work and earn over the SGA limit is considered ineligible for SSDI. 

Currently, to qualify for SSDI, you must be unemployed or working and earning under $1,470 per month. In 2024, the monthly limit will increase to $1,550.

SSDI Benefit Amount:

The SSA increases the benefit amount SSDI recipients earn based on the Cost of Living Adjustment (COLA) from that year. 

The COLA is determined by the Department of Labor. It is based on the  Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). The CPI-W monitors consumer buying trends and prices of goods. When the CPI-W is higher, it indicates inflation. When there is an increase in inflation, COLA increases to ensure that beneficiaries are receiving enough money to live comfortably. 

The 2024 COLA is 3.2%, meaning each SSDI beneficiary will see a 3.2% increase in their monthly payments. 

With this adjustment, the average SSDI payment will increase from $1,489 to $1537. The maximum monthly payment someone can receive from SSDI will increase from $3,627 to $3,822. 

These increases will begin in January 2023.

SSDI Payment Schedule & 2024 Payment Dates:

While your monthly payments may be changing in 2024, the payment schedule will follow the same rules they currently follow. 

SSDI Payment Schedule 

When Do I Get Paid? 

The date that you receive your benefits is dependent on what day you were born.

-If your birthday is between the 1st and 10th, you receive your SSDI payments on the second Wednesday of each month. 

-If your birthday is between the 11th and 20th, you receive your SSDI payments on the third Wednesday of each month. 

-If your birthday is between the 21st and 31st, you receive your SSDI payments on the fourth Wednesday of each month. 

Exceptions: If you were approved for SSDI before May 1st 1997, you will receive your benefits on the 3rd of every month.

2024 Payment Dates: 


First Wednesday: 1/10

Second Wednesday: 1/17

Third Wednesday: 1/24


First Wednesday: 2/14

Second Wednesday: 2/21

Third Wednesday: 2/28 


First Wednesday: 3/13

Second Wednesday: 3/20

Third Wednesday: 3/27 


First Wednesday: 4/10

Second Wednesday: 4/17

Third Wednesday: 4/24 


First Wednesday: 5/8

Second Wednesday: 5/15

Third Wednesday: 5/22 


First Wednesday: 6/12

Second Wednesday: 6/18

Third Wednesday: 6/26 


First Wednesday: 7/10

Second Wednesday: 7/17

Third Wednesday: 7/24


First Wednesday: 8/14

Second Wednesday: 8/21

Third Wednesday: 8/28 


First Wednesday: 9/11

Second Wednesday: 9/18

Third Wednesday: 9/25 


First Wednesday: 10/9

Second Wednesday: 10/16

Third Wednesday: 10/23 


First Wednesday: 11/13

Second Wednesday: 11/20

Third Wednesday: 11/27 


First Wednesday: 12/11

Second Wednesday: 12/18

Third Wednesday: 12/24 

Not Currently Receiving SSDI?

If you are not currently receiving SSDI benefits, consider contacting a disability attorney. An attorney will be able to answer any questions you may have about Social Security disability benefits and guide you through the claims process. Studies have shown that those who choose to hire legal representation for their SSDI claims are three times more likely to win benefits than those who do not

Victory Disability is a nationwide law firm. We specialize in helping disabled workers get the benefits that they have earned and deserve. To see if we can assist you, take our free evaluation by clicking here.